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1. I am now level 22, and i still have not gotten any AA exp, how do i get it?
First you have to have the 2nd expansion (Kingdom of Sky) installed and enabled. Once that is true, you should see your first bit of AA XP and your first AA point arrive as soon as you do something AA XP "worthy". Remember that you will not
EVER get AA XP in T1 or T2 (it's for 20 somethings and older) so you will have to be in T-Steppes or Nek Forest in order for anything to happen. You will automatically receive your first point with the very first AA XP you get so you should know right away if it's working.
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2. How do guild banks and exp work. How can i deposit, and earn my guild exp?
Assuming you are in a guild, go to any bank, right click on the banker and choose guild bank from the options. The guild bank will open and you will have access to as few or as many of the four pages as your guild leaders have granted to you.
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3. Do i earn extra rest exp. if i camp in a city or an inn, like in WoW.
Short answer, no! With decent food and drink you should regain health and power so quickly that this is never an issue. And, in EQ2 you don't get XP for resting...