After doing Magical Retribution Quest in the sprawl (level 12 quest which was difficult with group) I was awarded a Black Magi Medallion which had nice stats but also said I was extremly overqualified for it. Now if I wear it do I keep the stats +10 power, +3 Int, + 5 Health? Which is better than item I am wearing, which I have barely begun to realize potential, aside from AC. I have noticed this decrepency with other items as well but usually not that extreme.